Everyman 3172 (15-07-07)

Across
1 BY (“buy”) CHOICE – “on the phone” is your homophone indicator.
12 NO MAN IS AN ISLAND – I think I’ve lost count of the number of times I’ve seen this quote in a crossword. “Douglas” is the capital of the Isle of Man.
15 A,VERA,G in ONE
16 RED (“read”),MULL,ET
21 EG<,(OUR CHEERY CAFF)*
26 C(heste)R,O,ELM<,CH – best clue of the puzzle. Lots of cryptic elements, all handled very smoothly in surface reading. It was a new word to me but easy to get from the wordplay. Explained here.
 
Down
2 CHAR,MER(e)
3 G in ORAN
7 AGA SAGA – the last one to go and for a while I thought I wasn’t going to be to finish. I figured that “upside-down” indicated a palindrome but I just couldn’t think of a book that would fit.
8 (DENISE I)* – SINE DIE is one of those Latin phrases that I’ve never bothered to look up the meaning of. That said, it was a fairly easy anagram so I was reasonably confident it was right.
14 PLUS,F,OURS
19 ON in CYCLE
22 hidden in “TerritoriAL ARMy”